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Expedite your loan process

$799

flat rate

for any mortgage

Brokers

Originators

Lenders

What's Included

Close Faster.

Take advantage of all these features.

Close with
Certainty

21 Day
Guarantee

We get the clear-to-close in 21 days

or $100 off our processing fee.

Save.

Save time. Get the clear-to-close in 21-days or $100 off our processing fee.

Save money. Lower your closing costs by an average $400 per loan.

Save manpower. With 85% of loan time spent in processing, do less paper chasing.

Clear-to-Close
with expedited loan processing

  • How competitive is your pricing?
    We save borrowers an average of $400 per loan. You be the judge.
  • How many borrowers are included in the price?
    Up to 4 borrowers to cover the normal limits set on a conventional loan.
  • Can I use your flat-rate pricing for my Loan Estimate?
    Stick to the fees you know! We only come in after you've sent out your initial Loan Estimate (LE). So we'll review your existing fees and leverage our network to help reduce the overall closing costs of your loan.
  • Can I order verifications through you?
    Yes. We use our network to run various verifications for a cost of $99 per borrower, not including the ones we already bake into our processing fee.
  • Are the verifications and other listed services extra?
    Yes. They're typical costs associated with a loan that are usually paid by the borrower but at lower rates than you'll find elsewhere.
  • Can I offload the cost of verifications to my borrower?
    Yes! That's one of the many benefits of having us involved as a third party. We bill the borrowers direct for the cost of verifications without you having to front the cost and hoping that the loan closes.
  • What reverifications are included?
    In order for the loan to close on-time, we've baked in the following reverifications into our processing fee: - Reverification of Income* - Reverification of Employment* - Reverification of Deposits - Reverification of Assets - Reverification of Insurance As for a Refreshed Credit Report, mortgage brokers and originators will need to generate those through the same credit reporting tool they used to run the initial credit report. * Reverifications of Income/Employment are only conducted if these verifications were ordered through us.
  • How many employers are included in the verification fee?
    The verification fee includes one employer. Any additional employer will incur a fee of $59 per verification.
  • What if the final fees from your providers differ from your pricing?
    No problem at all! We’ll cover the difference. We're committed to streamlining the process and being your one-stop shop for multiple service providers. That’s why we’re willing to put our money where our mouth is.
  • Can I purchase individual services from you?
    We are not a reseller of these services. We curate our network of providers in order to expedite the loan process for you and your borrower. So we only use them internally on your behalf as a third-party processor.
  • Who orders all these services?
    Simple, we do! We handle the ordering of all services, including verifications, appraisal, title, and flood, with an integrated approach that reduces the need for you to manage multiple service providers, streamlining the process and eliminating potential delays.
  • What if title has already been ordered on a purchase?
    No worries. We'll go with what you've got and make sure we cover everything else in the loan process.
  • What if my borrower chooses a different title company?
    The borrower has the legal right to shop around for their own title policy. However, as the title company would be outside of our network of providers, we won't be able to control the speed at which they complete their work.
  • What if I wanted to use my own network?
    Not a problem! We’ll work with any provider you prefer. Just keep in mind that our 21-day guarantee only applies when using our network of providers.
  • What costs can my borrowers expect to pay beyond those listed?
    Outside of any third-party fees you might anticipate for your loan, when it comes to fees from our end, they are: - Reprocessing Fees; and - Additional Employer Fees
  • Can my wholesale lender have fees in addition to these?
    Possibly. Please check your pricing engine and lender-specific agreements for any fees associated with originating a loan in your lender's name.
  • What if my wholesale lender's fees conflict with your fees?
    As a general rule of thumb, use the mandatory fees listed by your wholesale lender in your pricing engine, as they may have specific providers integral to their underwriting process. If our pricing is better, we'll update the Loan Estimate to reflect a better deal for your borrower.
  • What's the fee after 90 days?
    After 90 days, a fee of $99 per borrower will be applied to cover administrative and processing costs, as most documents, reports, policies, calculations, and verifications will have expired by then. Additionally, if a borrower has more than one employer, an extra fee of $59 per employer will also be applied.
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